Your First Home Buyer
Mortgage Broker Specialist
FirstHomely helps first home buyers break into the property market with our panel of 30+ lenders, this means you can save thousands of dollars in interest and repayments and finance your dream home.
First Home Buyers Specialist
Get 5% Deposit Home Loans
Take Advantage Of Government Schemes
House & Land Packages
Home Builder Options Available.
7 Ways We Help First Home Buyers Get the Best Loan Available and Save Thousands In Repayments & Interest
Selecting the best loan means thousands of dollars in saving and has a massive impact on your financial future. By avoiding common loan mistakes, and choosing the best loan structure, we can help make sure that your on the right path towards financial freedom. Here’s 7 unique ways in which we can help you.
Pick & Choose The Best Deal From 30+ Lenders
Our in-house team of home loan specialists will check over 30 different lenders to ensure you get the absolute best deal on your home loan.
Regular Annual Rate Reviews
By reviewing your rate every year, we ensure you’ve always got the lowest possible rate and you can often get a better deal without switching lenders.
First Home Specialists
When it comes to purchasing a new home or house and land package you can be sure your in safe hands. We specialist solely on helping first home buyers break into the increasingly difficult Australian property market.
Peace Of Mind From Full Pre-Approvals
Some lenders only provide automated pre-approvals based on the inputted data. We provide our customers with the option of getting the peace of mind from a fully manually assessed pre-approval which takes a lot of stress and anxiety away.
Fast & Efficient Service
We provide a fast & efficient service. This means there is no waiting around for weeks on end to get your pre-approvals. In fact, our average time from start to pre-approval is 6 business days.
Protect Your Credit File
Every time an enquiry is made to a lender, it remains on your credit report for 5 years. We take extreme care in only submitting applications when there is an extremely likely chance of success. You can rely on our expertise and knowledge to protect your credit score by submitting as few applications as possible to get the outcome you need.
Get The Best Advice for Free And With No Obligations
Regardless whether your looking to purchase your first home, need help with negotiating with the agents, or are looking to purchase a house and land package, you’ll have a knowledgable and experienced team of brokers on call to assist you every step of the way.
How To Finance Your Dream Home, Build An Investment Property Portfolio and Elminate Debt In Record Time.
Order A Copy Of The "The Smart Borrower's Field Manual"
Real Life Client Reviews From Australian
First Home Buyers
We’ve helped hundreds of First Home Buyers into their first property. Here’s some raw feedback which was provided to us about their experience with the FirstHomely team.
We purchased our first home in October with the help of James. I want to sincerely say thank you for his tireless efforts and determination to get us approved.
He was always responsive even on the weekend, and he ran us through the process in detail clearly and concisely until we understood how it worked.
He was very warm and easy going and we will definitely go to him for all our future home purchases.
At the end of the process we were left with a home loan that was setup perfectly and with the best rate on the market.
We’ll definitely work with the team at FirstHomely and James again and I will definitely be recommending him to others who need a great mortgage broker.
- Bethany Perez
James helped us through every step of the process. James worked tirelessly to help secure a place on the First Home Owners Loan Scheme.
We always felt like James had the time for us and answered all our questions. As first home buyers it was amazing having James in our corner fighting for us. We are so thankful! We would highly recommend James to anyone looking for a mortgage broker.
- Cherith Withington
- Liarne Peek
- Lilly Scott
Rob and I can’t thank James enough! He carefully walked us through each step of the buying journey, and went through everything in careful detail. He even helped us deal with the cheeky agent who tried to pull the wool over our eyes, all the way being positive and reassuring us when we were feeling anxious. His knowledge proved extremely helpful, as did the book he sent us which outlines the home buying process.
Our finance situation is complicated due to a few factors out of our control but James went so far above what we expected to get this over the line we simply can’t thank you enough. I got referred to him from a friend and I’m glad I used this service.
- Laura Davis
Excellent service! Was straight forward and nothing was a ‘big deal’. Thanks for helping us into our first home. Highly recommended.
- Jacob Sylvester
FirstHomely was so good at helping us organise our home loan. It felt like a very professional experience and we are stoked with our new home. Highly recommend this service.
- Shannon Abela
FirstHomely was recommended to me by a friend when I was looking to get my first home. I had never used a broker before and was hesitant prior to starting the process.
It turned out to be a great decision. James was transparent and friendly and got us the best available deal on the market from his list of brokers which had the 5% First Home Deposit Scheme.
I definitely recommend booking a meeting with James if your looking at purchasing property, it’s definitely worth the effort!
- Mark Taylor
We Compare Hundreds Of Loans From
30+ Lenders To Find You The Very Best Home Loan.
Frequently Asked Questions
There are thousands of uber driver turned mortgage brokers on every street corner. In fact any of these brokers will be able to find you a home loan, however not all have the knowledge and experience to get you the best possible deal for your situation and to structure it for you in a way that minimises tax and fees and maximises flexability.
FirstHomely will find you the best available deal on the market for your situation. We specialise in FirstHome buyers so you can be certain we are very good at it.
Then once we have found you the perfect loan we will review it on an annual basis to ensure it fits your needs and will help you adjust it if your situation changes.
In essence we help you maximise your cash flow and pay off your loan as fast as possible.
Here’s why over 55.7% of people use a broker to get a home loan:
When applying for a loan directly with a bank, your limited to the loan options and restrictive bank policies of that one particular lender and whatever rates they offer you. While you can compare this loan against other banks it will be very labor intensive to work out all the different options and find out which one’s policy will fit your particiular situation. Using a mortgage broker is a free service and they can do all the comparisons, negotiations etc. for you and make the whole process much more simple and convenient and much less stressful.
FirstHomely do not charge a fee, the banks pay a commission they would otherwise spend on acquiring customers via marketing. This is why over 55.7% of people use a mortgage broker.
We specialise in helping first home buyers whether that be existing dwellings or new housee and land packages.
In our pre-approval strategy session we can calculate what your borrowing power is with 30+ different lenders and give you an idea of how much you can borrow.
It is better to be organised and get finance ready ahead of schedule so that if a good opportunity arises you can take advantage of it because generally speaking good deals don’t come available very often.
Unfortunately, in some instances home buyers sign a purchase contract with no cooling off period without having a full approval but instead are relying on an automated (but not manually assessed) pre-approval.
This can cause a massive amount of stress for all parties and risks the deposit.
FirstHomely provide the option in a transparent manner so you can choose which type of pre-approval you would like to give clarity and peace of mind knowing that if you purchase the property you will be more likely to get finance.