There are thousands of uber driver turned mortgage brokers on every street corner.  In fact any of these brokers will be able to find you a home loan, however not all have the knowledge and experience to get you the best possible deal for your situation and to structure it for you in a way that minimises fees  and maximises flexibility.

Waves Financial will find you the best available deal on the market for your situation. We specialise in residential home loans so you can be certain we are very good at it.

Then once we have found you the perfect loan we will review it on an annual basis to ensure it fits your needs and will help you adjust it if your situation changes.

In essence we help you maximise your cash flow and pay off your loan as fast as possible.

Here’s why over 55.7%  of people use a broker to get a home loan:

When applying for a loan directly with a bank, your limited to the loan options and restrictive bank policies of that one particular lender and whatever rates they offer you.

While you can compare this loan against other banks it will be very labor intensive to work out all the different options and find out which one’s policy will fit your particular situation.

Using a mortgage broker is a free service and they can do all the comparisons, negotiations etc. for you and make the whole process much more simple and convenient and much less stressful.

Waves Financial do not charge a fee, the banks pay a commission they would otherwise spend on acquiring customers via marketing.

This is why over 55.7% of people use a mortgage broker.

We specialise in helping first home buyers and investors whether that be existing dwellings or new house and land packages.

In our pre-approval strategy session we can calculate what your borrowing power is with 47+ different lenders and give you an idea of how much you can borrow.

It is better to be organised and get finance ready ahead of schedule so that if a good opportunity arises you can take advantage of it.

Unfortunately, in some instances home buyers sign a purchase contract with no cooling off period without having a full approval but instead are relying on an automated (but not manually assessed) pre-approval. 

This can cause a massive amount of stress for all parties and risks the deposit.

Waves Financial provide the option in a transparent manner so you can choose which type of pre-approval you would like to give clarity and peace of mind knowing that if you purchase the property you will be more likely to get finance.